BIDDING WAR TO COME?
If youโre wondering how itโs due to 2 in 3 homebuyers waiting for rates to fall before they buy a home.
Our team is here to help you avoid a potential future bidding war by helping you purchase the home of your dreams now. With a no pre-payment loan you can refinance when rates drop without paying a penalty.
Reach out to learn what programs could help you get into the home of your dreams.
More Mortgage Options For Your Unique Financing Needs
call us
561-698-2040
ABOUT US
Our team of loan officers boasts an impressive 20 years of combined experience, having successfully closed thousands of loans across countless scenarios.
With a presence on both the East and West coasts, we're primed to provide extended operating hours, ensuring we're always available to meet your needs.
Our unparalleled expertise and deep industry knowledge set us apart, making us your go-to for smart, reliable, and timely lending solutions. Trust in our experience to guide you smoothly through every step of the lending journey.
MORTGAGE PROGRAMS
Fixed Rate
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loanโs lifetime.
Adjustable ARM
Interest Only
Adjustable-rate mortgages include interest payments which shift during the loanโs term, depending on current market conditions.
Interest only mortgages are home loans in which borrowers make monthly payments solely toward the interest accruing on the loan, rather than the principle, for a specified period.
Graduated Payments
Graduated Payment Mortgages are loans in which mortgage payments increase annually for a predetermined period of time (e.g. five or ten years) then becomes fixed for the remaining duration of the loan.
FHA Home Loan
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get competitive mortgage rates with a minimal down payment.
VA Loans
VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including competitive interest rates and no down payment options.
USDA Loans
If you're looking to buy a home in a rural or suburban area with no down payment and minimal investment, you might consider the USDA Rural Development Loan.
Jumbo Loans
A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $548,250 in most counties, as determined by the Federal Housing Finance Agency (FHFA).
More Mortgage Options For Your Unique Financing Needs
call us
561-698-2040
OUR IMPACT
Thousands
Mortgage loans closed
Never Enough
Clients served
Too Many
Cups of coffee
Incalculable
Amount we've saved clients
HOMEBUYER TIPS
How to Improve and Fix Your Credit Score ASAP, Qualify For a Lower Interest Rate and Buy Your Home!
Here's 3 simple tips to Improve and Fix Your Credit Score ASAP without hiring a credit repair company! ๐ Yes, you can do it on your own. ๐ For many of us 2020 left us with a lot of credit card debt, which brings your credit score down, but don't worry there's hope.
Your credit score relies on multiple factors, but one of the big factors is credit utilization. That might sound confusing, but all it means is how much of your credit are you using. An example would be if one of your credit card limits is $1,000 and you have a $300 balance, your credit utilization would be 30%.
QUICK TIP: 30% is the magic number that you want to keep your credit utilization below. If your credit card balances are above 30% of your credit card limit, don't worry I explain what you can do in this short video.
Click the YouTube button below to watch our quick video.
TEAM LEADERS
Sean Wigand
Mortgage Loan Officer
NMLS # 1715261
Sean brings over two decades of real estate and mortgage experience. He has built multiple businesses in various industries and excels in marketing.
Ryan Leach
Senior Mortgage Loan Officer
NMLS # 181289
Ryan brings over two decades of real estate and mortgage experience. Ryan has closed thousands of loans and is an expert in finance, loan programs, and taxes.
GET IN TOUCH
Loan Officers
Sean Wigand
NMLS # 1715261
(561) 698-2040
seanw@barrettfinancial.com
Ryan Leach
NMLS # 181289
(949) 652-6194
ryan@barrettfinancial.com
Corporate Office
Barrett Financial Group, Inc.
275 E Rivulon Blvd, Suite 200,
Gilbert, AZ 85297
Company NMLS # 181106